Children Saving Program- Using UL
Universal life Insurance Plans have two parts, investment and cost of insurance. For very young child cost of insurance is considerably low. So the bigger portion of  premium can be invested.There are many investment options and investment is compounded. The money will be invested for longer time. It builds cash value that enjoys tax-deferred growth.  Premiums are flexible. They have minimum and maximum limits. You can pay the premium as you want but with in those limits. Premimium can be increased or decreased.
Accumulated wealth can be used for child's college/university education, supplementing retirement income or other financial needs.  

For further information or to clarify any point
email: asif@asifjaved.com