Buy Sell Disability Insurance
It is desinged for the type of business where there are two or more partners such as accounting firms, medical clinics, law firms
It provides funding for the remaining owner or shareholder to buy from disabled owner or sharholder's business interest
Flexible benefit payout options
Coverage is available from age 18 to 60
Elemination period could be 360, 540, or 720 days
Longer the elemination periond lower the premium
Built-in benefits are Legal Service Benefit, Transfer of Coverage
Waiver of Premium- preimium is waived if insured has been total disabled for 90 days
Pre-existing conditions not covered
Exclusions are Act or Accident of war and normal pregnancy or childbirth
Provides option of Business Insurance

For further information or to clarify any point